Closing Checklist

The following is a list of what a buyer/seller should bring to a closing:

Buyer

A certified check, made payable to yourself, for the amount specified by your loan officer;
Personal checkbook, for any charges which may arise at the closing table;
Photo identification (passport, driver's license, or state-issued identification card);
A list of residency for the past ten years; and
If a sale of your present home is required by your new lender, please bring the HUD-1 Settlement Statement and a copy of the Warranty Deed from your prior closing.

Photo identification (passport, driver's license, or state-issued identification card);
Keys and garage door opener(s);
If married, your spouse is required to attend the closing;
If more than one owner, all owners need to attend closing;
A list of residency for the past ten years;
If major improvements have recently been made to your home, a SWORN CONSTRUCTION STATEMENT AND LIEN WAIVERS must be submitted at least 3 days prior to closing; and
Please contact all utility companies servicing your property to arrange for final readings and to close out the billing accounts.